Published by FCT

I’ve got good news and bad news. The bad news is: we’re not getting any younger. The good news is: we’re not going away anytime soon, either, as life expectancy for Canadians is higher than ever before! At least, I think that’s good news—check back with me in 2050 and let’s see how we all feel about it.

Published by FCT

So you want to make a major home renovation. Congratulations! Now, you’ve got to find the right contractor for the job. While doing a thorough online search or asking family and friends is an important first step, once you find a potential contractor, it’s time to start treating the process like a job interview. Being prepared with the right questions protects you from future headaches, but also ensures that you’re happy with the end result.

Published by HomeEquity Bank

How much do you really know about reverse mortgages? Maybe you know that reverse mortgages can help Canadians 55+ access the equity in their home, tax-free. Maybe you know that tens of thousands of Canadians are using a reverse mortgage as part of their financial plan. But did you know that there are 7 common misconceptions when it comes to understanding reverse mortgages in Canada. As Canada’s leading provider of reverse mortgages, HomeEquity Bank can help set the record straight.

Published by FCT

If there is one word that defines life in 2021, that word is change. How much and for how long is uncertain. And while some changes may be temporary, many may be here to stay.

Feel like you’ve watched every piece of content available on Netflix, and Disney+, Crave, Hulu, or whatever streaming services you use? I feel the same way. I’m currently rewatching Friends for the millionth time and reciting lines that I didn’t even know I had memorized.

Published by HomeEquity Bank

As you’re undoubtedly aware, the holiday season can be a very expensive time. Not only are there gifts to buy, but there can be a host of hidden extra expenses – gift wrapping, postage, and more take-out meals than normal for a start.

Published by FCT

The breakneck pace of technological change has fundamentally affected the way industries operate and innovate, and banking is no exception. Accessing financial services online has been the norm for years now, with an overwhelming majority of the population using digital channels for most banking transactions. The infrastructure that makes all of this possible, routinely processes massive amounts of sensitive data and needs to constantly evolve to ensure it all remains secure.

Published by FCT

While many industries have struggled to navigate the changes brought on by the pandemic, the real estate industry has continued to thrive.

Published by HomeEquity Bank

According to a recent CIBC poll, nearly half (48%) of retired Canadians stopped working sooner than they expected. The result is that many retirees have saved less for retirement than they planned, making unexpected expenses all the more stressful once the income tap has run dry.

Published by DLC Marketing Team

When your mortgage application goes through the approval process, they are not only looking at you, but also the property in question. In fact, sometimes when an application is denied it has nothing to do with you, and everything to do with the property.

Published by DLC Marketing Team

If you shopping for a home, or have worked with a mortgage professional in the past, you’ve most likely heard of rate holds before. If not, it is something that every potential homeowner should be aware of. This is especially true for the application process as it has some great benefits for active shoppers.

Published by DLC Marketing Team

Canada has seen a surge of international migration over the last few years. In 2019, we welcomed a total of 313,580 immigrants to the country! This is an increase of 40,000 individuals when compared to 2017 numbers.

Published by DLC Marketing Team

As cities continuing to grow bigger and busier, a rural home beyond those limits can seem like a dream come true! However, before you dive into country living, there are a few things you should know! Especially, how different it can be to qualify for a mortgage.

Published by DLC Marketing Team

To most consumers outside of the mortgage space, the terms “mortgage broker” and “mortgage specialist” would seem interchangeable – but they aren’t. As a potential homeowner, the differences are more important than you might think.

Published by DLC Marketing Team

One Smart Cookie…. …who became financially fearless!

Sandra Hanna knows a thing or two about personal finance. In fact, as one of the founders of Smart Cookies, an online resource that helps women with become financially fearless, she knows quite a bit about money and how to take care of it. But it wasn’t always that way.

Published by DLC Marketing Team

The holidays are a beautiful time of year, filled with sparkling lights and delicious meals and overplayed tunes.

Published by DLC Marketing Team

Everything you need to host the perfect holiday bash

The end of the year usually results in excitement, party celebrations and, oh yes, stress. Fortunately, you can relax this time! We’ve got you covered with some tips to help you plan the perfect holiday party for any occasion you celebrate.

Published by DLC Marketing Team

Winter is coming… With the changing of the seasons, it can be a good time to take stock of your home and ensure you are ready for the winter and it’s colder weather. To help you feel more comfortable, save on bills and prevent future repair costs, there are some simple things you can do to prepare for the coming season.

Published by DLC Marketing Team

Heading to a holiday dinner or party? Prep these awesome infused syrups, and you have the perfect grab-and-go gift to say thanks!

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